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Financial Planning

Effective management of financial affairs requires extensive knowledge, organization, and constant vigilance. Cole, Newton & Duran provides a complete range of consulting and advisory services to help with the complexities of financial planning. We truly care about our clients and strive to form lasting relationships - providing beneficial information, access to a wealth of resources, and a proactive approach in serving each client's needs.

Investment Consulting

Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.

At Cole, Newton & Duran, our professionals help you:

  • Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance
  • Pay for your child's college education by estimating the amount of money you will need, analyzing your assets, reviewing estimated shortfalls, and identifying strategies to help address these potential shortfalls
  • Protect your family in case you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage
  • Achieve your investment goals by identifying the steps needed to maximize your investment returns as well as the steps needed to help minimize your risk while building increased predictability of your investment returns
 

Estate Planning

Estate planning on your own can be complicated and costly. The list of responsibilities is endless such as: state taxes, bureaucracy, probate courts, unfair appraisals, health care concerns, eligibility of heirs, life insurance, IRAs, 401Ks, annuities, burial or cremation costs, and intent regarding death-postponing treatment to name a few.

At Cole, Newton & Duran, our professionals help you:

  • Review your estate plan and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can't manage them yourself
  • Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs
  • Minimize the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate

 

Every estate planning situation is different. We want to know you, your unique situation, and the nature of your relationships. We offer discussion, recommendations, and useful research tools to make your planning simple, efficient, and worry-free. Our professionals are available throughout the process for further discussion regarding questions, change of circumstances, and alternatives. At every step, we will be there with you.